Rates | Term Share Certificates

Term Share Certificates - minimum deposit $1,000
Dividends credited quarterly and must be left on deposit to earn stated APY.

Rates as of: May 1, 2010

One Year:  .90 % APY

Two Year:  1.10 % APY  

Rates are subject to change without advance notice and reflect area market conditions.

Rate for a certificate is established on the date that the certificate is opened. The  rate is constant for the term of the certificate. Substantial penalties are applied to Term Share Certificates including IRA accounts if funds are withdrawn prior to maturity.