ATM Service
Use your ATM card for withdrawals from your savings (shares)
account
or from your checking (share draft) account. Use your Visa Check
Card for withdrawals from your Checking (Share Draft) account or
for cash advances as part of the Overdraft Protection available
through your Checking (Share Draft) account.
ATM Locations:
M & T Bank
Amherst FCU ATM transactions are surcharge-free at all M & T locations.
HSBC
Amherst FCU has pre-paid your surcharge at all HSBC locations: local,
nationwide, and international. Their first four transactions per
month at any HSBC location are surcharge-free for eligible members.
For other members these expenses are billed on monthly statements.
The following is a list of surcharge free ATM locations:
Western New York Federal Credit Union
7 Willowdale Drive, West Seneca
OPCS Federal Credit Union
4000 North Buffalo Road, Orchard Park
Riverside Federal Credit Union
4000 Vulcan Street, Buffalo
Local 424 UAW-CIO Federal Credit Union
3333 Harlem Road, Cheektowaga
UB North Campus (Amherst)
* Located on the 2nd floor of the Student Union
Buffalo State College
1300 Elmwood Avenue, Buffalo
* Located on the 1st floor of the Student Union
Surcharges and Transactions Fees
Surcharges are sent by the owner of the ATM and
are normally taken as part of the withdrawal from your account.
AFCU charges a transaction fee of $1.00 to cover
network and transmission expenses. These fees are billed on monthly
statements. For eligible members, this fee is waived for the first
SIX transactions.
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